Insurance
Insurance not only safeguards your assets, it preserves your way of life. With this in mind, Pegram & Associates is driven to provide you quality insurance protection with the affordability and service only an independent agent can provide. Whether it’s insurance for Home, Automobiles, Life, Flood, Personal Liability or Commercial, our service & sales professionals are here to help you evaluate your personal insurance needs and to supply you with an unyielding level of protection, which translates into your peace of mind. Click here to learn more about the companies we represent.
Auto Insurance
Choosing the right automobile insurance coverage can be a complicated process for some people. There are different laws to comply with and different types of coverages to choose. With Liability limits, Uninsured Motorists, Rental Reimbursement, Towing and Labor, Comprehensive, Collision, and Medical coverages to choose from it may be easy to make simple mistakes that can hurt you financially if you do not have the right coverage.
Pegram & Associates Agents know the law and are experienced in selecting the perfect coverage based on your needs. Not only can we help you get affordable auto insurance, we also offer insurance for your:
Motorcycle
Motor homes
Camping trailers, travel trailers, utility trailers
Recreational vehicles: all-terrain vehicles, jet skis
Boats
Antique, classic or special-interest cars
Home Insurance
Our agents can offer helpful information regarding Homeowners, Condominium and Renters insurance. They will educate you about choosing the best coverage amounts, different types of homeowners insurance, and much more, each designed to achieve a level of insurance protection custom fitted just for you.
Life Insurance- Start by Determining Your Needs
Life insurance can ensure your family is protected and will have financial security in case of your death. Think about how they will handle expenses if something should happen to you. How will they live in a nice home, fund their education, or be able to retire without you? Life insurance can give you the answer and peace of mind.
We represent several Life Insurance Companies and we can provide you with Term Life Insurance with guaranteed premiums for 5, 10, 15, 20, or 30 years that will fit in your budget or we also have Whole Life products as well. In some cases no medical exam is required and all you need to do to request coverage is simply answer some health-related questions. You may be able to obtain life insurance in a matter of days instead of weeks or months! Let one of our qualified agents help you choose a policy that covers your family’s needs. We can determine how you can protect your family and provide them financial security should something happen to you.
Health Insurance
Individual and Group health plans to fit your every need. Our goal here is to help you find the best possible coverage for your individual and family health insurance needs. We will work with you to understand your specific needs and what options exist in the marketplace to meet the needs that only you have.
Commercial & Business
Business owners have specific insurance needs. Pegram & Associates Insurance is here to help you determine those needs. Our primary goal is to make sure that you are properly insured to legal standards of operation and that you are protected from other liability exposures that could occur.
We offer coverage in the following areas:
Commercial Liability Insurance
Commercial Property Insurance
Contractors General Liability
Workers Compensation Insurance
Inland Marine Insurance
Business Property Insurance
Commercial Umbrella Coverage
Business Auto
Bonds
Pegram & Associates Insurance Services’s Specialized Commercial Insurance Needs Analysis can:
Give you flexibility in your coverage
Eliminate gaps or overlap in coverage
Simplify your insurance program
Protect your business from liability and property losses
Pegram & Associates has many products and coverages that can be customized to meet your business insurance needs no matter how big or small. The companies we represent may even offer you the opportunity to package many of these coverages within a single policy.