Insurance not only safeguards your assets, it preserves your way of life. With this in mind, Pegram & Associates is driven to provide you quality insurance protection with the affordability and service only an independent agent can provide. Whether it’s insurance for Home, Automobiles, Life, Flood, Personal Liability or Commercial, our service and sales professionals are here to help you evaluate your personal insurance needs and to supply you with an unyielding level of protection, which translates into your peace of mind.

Choosing the right automobile insurance coverage can be a complicated process for some people. There are different laws to comply with and different types of coverages to choose. With Liability limits, Uninsured Motorists, Rental Reimbursement, Towing and Labor, Comprehensive, Collision, and Medical coverages to choose from it may be easy to make simple mistakes that can hurt you financially if you do not have the right coverage.

Pegram & Associates agents know the law and are experienced in selecting the perfect coverage based on your needs. Not only can we help you get affordable auto insurance, we also offer insurance for your:

- Motorcycle
- Motor homes
- Camping trailers, travel trailers and utility trailers
- Recreational vehicles: all-terrain vehicles and jet skis
- Boats
- Antique, classic or special-interest cars

Our agents can offer helpful information regarding Homeowners, Condominium and Renters insurance. They will educate you about choosing the best coverage amounts, different types of homeowners insurance, and much more, each designed to achieve a level of insurance protection custom fitted just for you.

Commercial and Business. Business owners have specific insurance needs. Pegram & Associates Insurance is here to help you determine those needs. Our primary goal is to make sure that you are properly insured to legal standards of operation and that you are protected from other liability exposures that could occur.

We offer coverage in the following areas:

- Commercial Liability Insurance
- Commercial Property Insurance
- Contractors General Liability
- Workers Compensation Insurance
- Inland Marine Insurance
- Business Property Insurance
- Commercial Umbrella Coverage
- Business Auto
- Bonds

Start by Determining Your Needs. Life insurance can ensure your family is protected and will have financial security in case of your death. Think about how they will handle expenses if something should happen to you. How will they live in a nice home, fund their education, or be able to retire without you? Life insurance can give you the answer and peace of mind.

We represent several Life Insurance companies and we can provide you with Term Life Insurance with guaranteed premiums for 5, 10, 15, 20, or 30 years that will fit in your budget or we also have Whole Life products as well. In some cases no medical exam is required and all you need to do to request coverage is simply answer some health-related questions. You may be able to obtain life insurance in a matter of days instead of weeks or months! Let one of our qualified agents help you choose a policy that covers your family’s needs. We can determine how you can protect your family and provide them financial security should something happen to you.

Pegram & Associates Insurance can provide individual and group health plans to fit your every need. Our goal here is to help you find the best possible coverage for your individual and family health insurance needs. We will work with you to understand your specific needs and what options exist in the marketplace to meet the needs that only you have. We can also offer you stand-alone dental and vision coverage.

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